AFL’s Cyber specialists help clients better understand evolving cyber exposures, evaluate and mitigate their risk and design and place cyber policies and programmes for commercial, financial and professional risks. We are experienced in reviewing existing insurance programmes so that any cyber policy placed dovetails with existing coverage ensuring there are no gaps or overlapping.

Our specialists negotiate with market leading Lloyd’s and company insurers to offer various policies, which can include the following modules:

First Party Cover

  • Data Breach Remediation and Notification costs
  • Cyber Extortion & Ransomware
  • Crisis and Breach Response Services
  • Business Interruption
  • Contingent Business Interruption
  • Computer Fraud Coverage & Social Engineering Fraud
  • Restoration Expenses
  • Reputational Damage


Third Party Cover:

  • Network & IT Privacy and Security Liability
  • Communications & Media Liability
  • Technology Errors & Omissions
  • Regulatory Defence Costs


Fines and Penalties Cover:

  • PCI Fines, Penalties and Assessments Coverage, for fines insurable by law, involving payment card data (PCI) and non-compliance of HIPAA

Let’s talk.